Loan programs
A full range of home loan options.
Below are programs we help borrowers inquire about. Program availability, terms, and eligibility are subject to credit review, property appraisal, underwriting guidelines, and applicable law. Inquiring does not guarantee approval or terms.
Conventional
Fixed and adjustable-rate options for first-time and repeat buyers. Standard qualifying guidelines and a wide range of down payment options.
FHA
Government-backed loans with flexible qualifying guidelines and low down payment options for eligible borrowers.
VA
Financing benefits for qualifying active-duty service members, veterans, and surviving spouses, including zero-down options where eligible.
USDA
Loans that support home financing in eligible rural and suburban areas for qualifying borrowers.
Refinance
Rate-and-term refinance inquiries to explore adjusting your rate, term, or payment structure.
Cash-Out Refinance
Explore accessing equity from your home through a cash-out refinance inquiry.
Home Equity / HELOC
Fixed home-equity loan and line-of-credit inquiries based on your available equity.
Non-QM
Alternative documentation programs for self-employed and non-traditional borrowers.
Reverse Mortgage
For qualifying homeowners exploring converting a portion of home equity into loan proceeds.
Ready to explore your options?
Start a direct inquiry with West Capital — no lead marketplace, no reselling of your personal information.